CIC Commercial Multiline Exam Q&A Latest Update
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CIC Commercial Multiline Exam Q&A Latest Update
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| Uploaded on: | May 2, 2025 |
| Last updated: | May 2, 2025 |
| Number of pages: | 53 |
| Written in: | 2025/2026 |
| Type: | Exam (elaborations) |
| Contains: | Questions & Answers |
| Tags: | CIC Commercial Multiline Exam Q&A Latest Update |
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CIC Commercial Multiline Exam | Q&A Latest 2025/2026, 100% PASS Identify and describe the three primary purposes of excess liability/umbrella policies (LO1) - Answer -1. Provide additional limits that are excess over underlying limits of insurance 2. Provide primary coverage when underlying poliy does not respond beacuse its aggregate limits of insruance are exhausted. 3. Provide broader coverage than the exsiting underlying insurance excess liability coverage forms and commercial umbrella liability policy Answer -1. follow forms - hella short - "basically what underlying says but more money" - does NOT provide broader coverage 2. excess liability - own insuring agreement and stuff - could be the same, narrower, broader 3. commercial umbrella liability policy - own insuring agreement and stuff
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