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Final XCEL Study guide Q&A Latest Update
Course:
XCEL
Institution:
XCEL
Final XCEL Study guide Q&A Latest Update
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✅ Prepared for 2025/2026 test cycle
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| Uploaded on: | May 8, 2025 |
| Last updated: | May 12, 2025 |
| Number of pages: | 18 |
| Written in: | 2025/2026 |
| Type: | Exam (elaborations) |
| Contains: | Questions & Answers |
| Tags: | Final XCEL Study guide Q&A Latest Update |
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Final XCEL Study guide | Q&A Latest 2025/2026 100% PASS An example of false advertising would be *Paid testimonials from celebrity endorsements *An insurer exaggerating its dividends in a magazine advertisement *An agent spending more than $25 on marketing gifts for a client *An insurer advertising in an insurance trade journal - Answer -*An insurer exaggerating its dividends in a magazine advertisement (An insurance company may be judged guilty of false advertising if it exaggerates its dividends in a magazine advertisement.) Which of these types of life insurance allows the policyowner to have level premium and to also choose from a selection of investment options? - Answer -Variable life Which Federal law allows an insurer to obtain an inspection report on a potential insured? - Answer -Fair Credit Reporting Act Which of the following statements does NOT accurately describes the tax treatment of premiums and benefits of individual accident and health insurance? - Answer -Disability income policy premiums are tax deductible
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