Xcel Life Insurance Exam Q&A Latest Update
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XCEL
Institution:
XCEL
Xcel Life Insurance Exam Q&A Latest Update
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| Uploaded on: | May 8, 2025 |
| Last updated: | May 8, 2025 |
| Number of pages: | 16 |
| Written in: | 2025/2026 |
| Type: | Exam (elaborations) |
| Contains: | Questions & Answers |
| Tags: | Xcel Life Insurance Exam Q&A Latest Update |
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Xcel Life Insurance Exam | Q&A Latest 2025/2026 | 100% PASS Replacement regulation is designed to protect - Answer -Policyowners from mirepresentation and loss of benefits All Health Benefit Plans issued after January 1, 2014 must provide Answer -Preventative health services Which of these will have the highest monthly payout upon annuitization - Answer -Straight life Which of the following is included in the entire contract according ti the entire contract provison? - Answer -Clauses Which of the following is considered to be an alternative to a life settlement? - Answer -Accelered death benefit rider With a scheduled dental policy, how are covered expense paid? Answer -Benefits are limited to a specific maximum dollar amount per procedure Coordination of benefits regulation applies to all of the following plans EXCEPT - Answer -Preferred provider Organization plan Which approach predicts a person's earning potential and determines how much of that amount would be devoted to dependents? - Answer Human life value approach Which of the following policies does NOT build cash value? - Answer Term
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