Xcel Solutions Property and Casualty EXAM Q&A Latest Update
Course:
XCEL
Institution:
XCEL
Xcel Solutions Property and Casualty EXAM Q&A Latest Update
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| Uploaded on: | May 8, 2025 |
| Last updated: | May 8, 2025 |
| Number of pages: | 15 |
| Written in: | 2025/2026 |
| Type: | Exam (elaborations) |
| Contains: | Questions & Answers |
| Tags: | Xcel Solutions Property and Casualty EXAM Q&A Latest Update |
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Xcel Solutions Property & Casualty | Q&A Latest 2025/2026 | 100% PASS An earned premium resulting from the cancellation of a policy is calculated on: - Answer -On a pro rata basis, based on the previous year's rate M owns a parking garage & has coverage that states: "We will cover losses regardless if you are legally liable for the loss." This no-fault ideology will be found under: - Answer -Excess Direct Coverage An insurance company writing business in a state other than the one in which it is domiciled is called: - Answer -a Foreign Y is running a home daycare out of their home & has just earned $50,000 in her first year of business. Under an HO policy, Y's daycare is defined as: - Answer -Not a business Underwriting guards against - Answer -Adverse Selection A licensee whose name or address changes must notify the Dept of Insurance within _____ days: - Answer -30 Days Assumption of risk: - Answer -States that a party will not collect damages because they should have known what they were doing was risky Under a DP-2 Broad form, which of the following is not a Broad peril? Answer -Vandalism
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